Posts Tagged ‘chad lee’


My review of

In business credit,,credit lines,scams,unsecured credit, on April 29, 2011 by Jim Tagged: , , , , ,

In late 2009, I started working with and their other site I’d visited their website and spoke to a sales person on the phone a few times and I was told they could help me build multiple credit lines up to $100,000 in approx 6 months, and they offered a refund. I still have the info. I cut and pasted here “Your $1,499.00 investment ($498 to get enrolled and $249 a month for 6 months) guarantees we will build an A+ credit score on your company helping to separate your personal credit from your business credit.” I got a slight discount because of a referral, so I paid $195/month. I signed up. There is a step by step checklist that clients have to do. Fine. First is to use their list of vendors – buy the vendors services or products and over several months, these vendors will report positive things on your credit report. They assign you a ‘credit coach’. Over time you can then improve or build a credit score for your business entity, in this case my new LLC. I purchased all of the services and products as instructed. I was told it would take 60-90 days for things to show on the reports. I waited. I contacted some of the companies to ask/remind them. 120 days came and I only got 1 report from one company. I was told to wait more. I contacted some of the companies and asked them for their reporting. I again contacted my credit coach. No new results. I was paying the monthly fee to AND paying fees to the vendors, some were $20/month, another was $50, another was $100/month. When I hit 6 months, I had paid thousands of dollars. I still had only one vendor do one report. TO PROGRESS in their system, you must have multiple reports from multiple vendors. In other words, i could NOT move ahead to the next Tier or Step until a vendor or two reported. I was stuck to pay another monthly fee to all parties. I did stick it out another month and still no results. The credit coach simply said I had to wait for the vendors to respond before I could move on. So I wrote the management of the company. He involved the credit coach and asked what the issue was. The credit coach even admitted that I did what I was supposed to do and didn’t get the results they promised. Here is the feedback my credit coach gave the manager “The client does have somewhat of a legitimate complaint unfortunately as the trade accounts we told him to use didn’t really work out. If they would have and he was able to move to step 5, then 6, he probably would have been just fine. When I asked Trent about this client on 8/4/10, this was his response. He needs to set up other accounts. We no longer recommend any of these companies since they had problems reporting. Just have him go in and set up 5 or 6 more accounts in the new back office.” THIS was after 6-7 months.They wanted me to continue for about 6 more months with new vendors, so I could progress in or up their Tiers and establish my credit. They wanted me to continue to pay them $195, pay the new vendors, and disregard the monies I paid them and the old vendors. They did not stand behind their guaranty offer, even though they admit their recommended vendors were no longer good. It was a known fact in the company, I have an email from Chad Lee, a corporate officer at with this information also. OVERALL, I followed their steps, paid the fees, bought products/services, waited and they didn’t do what they said. Then they didn’t refund my fees but instead wanted me to sign up more/longer.

My advice is don’t try it. email me and I’ll discuss it more if you want.